Responsibility Statement

To the best of our knowledge we certify that, in accordance with the applicable reporting principles, the consolidated financial statements give a true and fair view of profit or loss, the financial position and the assets and liabilities of the Group, and the combined management report of the Group includes a fair review of the development and performance of the business and the position of the Group, together with a description of the principal opportunities and risks associated with the expected development of the Group.

Unterföhring, February 22, 2016

Thomas Ebeling (CEO) (signature)

Thomas Ebeling (CEO)

Conrad Albert (Legal, Distribution & Regulatory Affairs) (signature)

Conrad Albert (Legal, Distribution & Regulatory Affairs)

Dr. Ralf Schremper (Corporate Strategy & Investments) (signature)

Dr. Ralf Schremper (Strategy & Investments)

Dr. Gunnar Wiedenfels (CFO) (signature)

Dr. Gunnar Wiedenfels (CFO)

Dr. Christian Wegner (Digital & Adjacent) (signature)

Dr. Christian Wegner (Digital & Adjacent)